CM-220 Annotated Bibliography: Shore Communities and Low-Income Housing

Annotated Bibliography: Shore Communities and Low-Income Housing


CM-220 – Unit 9 Assignment

Annotated Bibliography: Shore Communities and Low-Income Housing


The state of New Jersey cost of living is one of the highest in the nation, yet the Shore towns surrounding New Jerseys coast, reign in a great deal of profit in the summer months from the seasonal residents and tourists, while the year-round residents are struggling to make rent and cannot afford a beach passes themselves. Profits from the summer season should go back into the community by way of low-income homes for sale to enable the year-round residents a more affordable cost of living, additional tax breaks giving the household more money, and the benefit of residents spending more money in their communities supporting local businesses.

Source One: Demanding Answers from New Jersey Town Charging Low Income Families to Use Public Beach.”

The follow reference has been chosen as a supporting source for my paper. This is an article written by CBSNY, a world-renowned media news station. The article was written with basis from Asbury Park, NJ, a town only three mils from my own home. Asbury Park, a dynamic city comprised of historical sites, miles and beautiful beaches, bars, clubs, and extravagant dining, all along the cost. Just one block from all of this glorious tourist attraction unbearable homelessness, run down housing projects, and streets riddled with gangs, violence, and murder, all relative to the poverty in this community and the lack of affordable housing for the city’s residents. This source will be used to set the basis for the poverty within the communities earning an unspeakable amount of money during the summer months, with nothing to show for it for the city’s residents.

According to Layton in her CBS news report, hardworking taxpayers, who fall below the poverty line are mandated to pay municipal set beach pass fees to enjoy a day at the shore. The cities and towns state that the monies earned by tourism in the summer months is put directly back into the board walks to keep them in good shape and to pay the police patrolling, life guards, and public works clean up crews (Layton, 2019). Deputy Mayer Amy Quinn acknowledges shore city residents both middle class and below the poverty line an ineligible for even a discount but places the blame directly on the State of New Jersey and defends the cities role in choosing who become discount eligible (Layton, 2019).

Source Two: “Housing Discrimination”

The following reference has been chosen as a rival source for my paper. Although this article is not against low-income housing, it brings to surface a well-known stereotype surrounding low-income housing, discrimination. Low-income housing is most predominantly found in urban cities where many of the residents fall below the poverty line. Suburban communities have very little access to low-income housing; this is just the culture set forth by the Housing Alliances in New Jersey. It does not mean the need from one community to the next is any less necessary. This article was obtained as a peer reviewed journal entry, therefore considered a creditable source.

In the journal entry, “Housing Discrimination,” Jost focuses his writing on how advocates for Fair-Housing in the United States place discriminatory blame on the government. Jost goes on to back the advocates claims at government blame by stating there is evident failure to enforce fair-housing and provide low-income housing into predominantly white communities (Jost, 2019).

Source Three: “Domestic Poverty”

I chose the article, “Domestic Poverty,” as a credible source to support my thesis. This peer reviewed journal article is the perfect addition to the poverty-stricken states of New Jersey and uses examples of lack of state support as the reason behind it; one of which is lack of affordable housing for individuals falling below the poverty line. This is another source that will ignite the importance behind affordable housing and the benefits it will bring back to the cities and state.

In the article, Domestic Poverty,” Nolan writes how in the decade following the year 2007, poverty levels in the US have grown a great deal and reverted many backs to prerecession poverty level (Nolan, 2019). Nolan explains that the explanation placed on the falling economy has been attributed to lack of income, lack of raises in the workplace, and little to no affordable housing being built for residents (Nolan, 2019).

Source Four: “Benefits of Affordable Housing”

The fourth source I chose to support my thesis is a bit different than the other three. This source is a government funded agency which provides grants for builders to incentivize the production of affordable housing. The government seal within this organization is why I have deemed this a credible source. This source provides detailed literature on the benefits low-income housing brings back to communities. This source will be the strongest source for support of my thesis. Although the other three sources bring great value to the need for low-income housing and supporting those who fall below poverty, being to provide credible information surrounding the benefits of low-income housing is where the most reader buy in will be obtained.

In great support of my thesis, Triad Agencies writes on the value of affordable housing. New construction creates new jobs, decreasing the unemployment rates, and that is just the start. Because low-income housing is usually constructed on what was once vacant lots, the investment return is monumental. Increasing value on property, even vacant lots, overall brings money to both local and state governments through taxes and places more people in homes (Triad, 2018).


For the purpose of writing a persuasive essay on why low-income housing should be brought into the shore communities of New Jersey, I have located four very different, but relevant sources. Among these four sources all aspects of support to my thesis are covered. There is supporting literature in source one for the shore communities not giving any breaks to its residents, even those who fall below the poverty line. In source two, there is supportive literature about low-income housing discrimination and proving that suburban neighborhoods are often overlooked. With source three there is supportive literature surrounding poverty and its growing epidemic giving cause to the lack of low-income housing availability, in part. Finally, in source four, direct support to the local and state benefits surrounding the building of low-income housing and why the community needs these housing alliances to thrive. Although in writing my first draft of this persuasive essay I am sure I will find need for additional supporting documentation, I feel I have covered the most important areas to start and have enough unfragmentable research to support my stance on using the money earned in the summer months to build low-income housing for struggling residents.


Jost, K. (2015, November 2015). Housing discrimination. Retrieved from

Layton, J. (2019, June 28). Beach Bums: CBS2 Demanding answers from New Jersey town charging low income families to use public beach. Retrieved from

Nolan, K. (2019, January 11). Domestic poverty. Retrieved from

Triad (2018, January 16). Benefits of affordable housing: New Jersey affordable housing: Triad Associates Affordable Housing. Retrieved from